
Blogroll Me!
This morning I am in the mood for a cartoon. I got this cartoon by google image, and then putting peak oil cartoon in the search bar.
A Blog from the pages of Divine Designs conchacastaneda.synthasite.com
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Several years ago, state attorneys general and others involved in consumer protection began to notice a marked increase in a range of predatory lending practices by mortgage lenders. Some were misrepresenting the terms of loans, making loans without regard to consumers' ability to repay, making loans with deceptive "teaser" rates that later ballooned astronomically, packing loans with undisclosed charges and fees, or even paying illegal kickbacks. These and other practices, we noticed, were having a devastating effect on home buyers. In addition, the widespread nature of these practices, if left unchecked, threatened our financial markets.
Even though predatory lending was becoming a national problem, the Bush administration looked the other way and did nothing to protect American homeowners. In fact, the government chose instead to align itself with the banks that were victimizing consumers.
Predatory lending was widely understood to present a looming national crisis. This threat was so clear that as New York attorney general, I joined with colleagues in the other 49 states in attempting to fill the void left by the federal government. Individually, and together, state attorneys general of both parties brought litigation or entered into settlements with many subprime lenders that were engaged in predatory lending practices. Several state legislatures, including New York's, enacted laws aimed at curbing such practices.
What did the Bush administration do in response? Did it reverse course and decide to take action to halt this burgeoning scourge? As Americans are now painfully aware, with hundreds of thousands of homeowners facing foreclosure and our markets reeling, the answer is a resounding no.
Not only did the Bush administration do nothing to protect consumers, it embarked on an aggressive and unprecedented campaign to prevent states from protecting their residents from the very problems to which the federal government was turning a blind eye.
Let me explain: The administration accomplished this feat through an obscure federal agency called the Office of the Comptroller of the Currency (OCC). The OCC has been in existence since the Civil War. Its mission is to ensure the fiscal soundness of national banks. For 140 years, the OCC examined the books of national banks to make sure they were balanced, an important but uncontroversial function. But a few years ago, for the first time in its history, the OCC was used as a tool against consumers.
In 2003, during the height of the predatory lending crisis, the OCC invoked a clause from the 1863 National Bank Act to issue formal opinions preempting all state predatory lending laws, thereby rendering them inoperative. The OCC also promulgated new rules that prevented states from enforcing any of their own consumer protection laws against national banks. The federal government's actions were so egregious and so unprecedented that all 50 state attorneys general, and all 50 state banking superintendents, actively fought the new rules.
But the unanimous opposition of the 50 states did not deter, or even slow, the Bush administration in its goal of protecting the banks. In fact, when my office opened an investigation of possible discrimination in mortgage lending by a number of banks, the OCC filed a federal lawsuit to stop the investigation.
Throughout our battles with the OCC and the banks, the mantra of the banks and their defenders was that efforts to curb predatory lending would deny access to credit to the very consumers the states were trying to protect. But the curbs we sought on predatory and unfair lending would have in no way jeopardized access to the legitimate credit market for appropriately priced loans. Instead, they would have stopped the scourge of predatory lending practices that have resulted in countless thousands of consumers losing their homes and put our economy in a precarious position.
When history tells the story of the subprime lending crisis and recounts its devastating effects on the lives of so many innocent homeowners, the Bush administration will not be judged favorably. The tale is still unfolding, but when the dust settles, it will be judged as a willing accomplice to the lenders who went to any lengths in their quest for profits. So willing, in fact, that it used the power of the federal government in an unprecedented assault on state legislatures, as well as on state attorneys general and anyone else on the side of consumers.
The writer was the governor of New York.
WASHINGTON — On Friday, Michelle Obama will begin digging up a patch of White House lawn to plant a vegetable garden, the first since Eleanor Roosevelt’s victory garden in World War II. There will be no beets (the president doesn’t like them) but arugula will make the cut.
Sam Kass, left, an assistant White House chef, and Dale Haney, a White House gardener, at the site of a new vegetable garden on the South Lawn.
While the organic garden will provide food for the first family’s meals and formal dinners, its most important role, Mrs. Obama said, will be to educate children about healthful, locally grown fruit and vegetables at time when obesity has become a national concern.
In an interview in her office, Mrs. Obama said, “My hope is that through children, they will begin to educate their families and that will, in turn, begin to educate our communities.”
Twenty-three fifth graders from Bancroft Elementary School in Washington will help her dig up the soil for the 1,100-square-foot plot in a spot visible to passers-by on E Street. (It’s just below the Obama girls’ swing set.) Students from the school, which has had a garden since 2001, will also help plant, harvest and cook the vegetables, berries and herbs.
Almost the entire Obama family, including the president, will pull weeds, “whether they like it or not,” Mrs. Obama said laughing. “Now Grandma, my mom, I don’t know.” Her mother, she said, would probably sit back and say: “Isn’t that lovely. You missed a spot.”
Whether there would be a White House garden has been more than a matter of landscaping. It’s taken on political and environmental symbolism as the Obamas have been lobbied for months by advocates who believe that growing more food locally could lead to healthier eating and lessen reliance on huge industrial farms that use more oil for transportation and chemicals for fertilizer.
In the meantime, promoting healthful eating has become an important part of Mrs. Obama’s agenda.
“The power of Michelle Obama and the garden can create a very powerful message about eating healthy and more delicious food,” said Dan Barber, an owner of Blue Hill at Stone Barns in Pocantico Hills, N.Y., an organic restaurant that grows many of its own ingredients. “I don’t think it’s a stretch to say it could translate into real change.”
The Clintons grew some vegetables in pots on the roof of the White House. But the Obamas’ garden will have 55 varieties of vegetables — from a wish list of the kitchen staff — grown from organic seedlings started at the executive mansion’s greenhouses.
The Obamas will feed their love of Mexican food with cilantro, tomatilloes and hot peppers. Lettuces will include red romaine, green oak leaf, butterhead, red leaf and galactic. There will be spinach, chard, collards and black kale. For desserts, there will be a patch of berries. And herbs will include some more unusual varieties, like anise hyssop and Thai basil. A White House carpenter who is a beekeeper will tend two hives for honey.
Total cost for the seeds, mulch, etc., is $200.
The plots will be in raised beds fertilized with White House compost, crab meal from the Chesapeake Bay, lime and green sand. Ladybugs and praying mantises will help control harmful bugs.
Cristeta Comerford, the White House’s executive chef, is eager to plan menus around the garden, and Bill Yosses, the pastry chef, is looking forward to berry season.
Sam Kass, an assistant White House chef who prepared healthful meals for the Obama family in Chicago and is an advocate of local food, will oversee the garden. The White House grounds crew and kitchen staff will do most of the work, but other White House staff members have volunteered.
“First of all,” Mrs. Obama said, “there’s nothing really cooler than coming to the White House and harvesting some of the vegetables and being in the kitchen with Cris and Sam and Bill, and cutting and cooking and actually experiencing the joys of your work.”
Mrs. Obama, who said that she never had a vegetable garden before, said the idea for it came from her experiences as a working mother trying to feed her daughters, Malia and Sasha, a good diet. Eating out three times a week, ordering a pizza, having a sandwich for dinner took it’s toll. The children’s pediatrician told her she needed to be thinking about nutrition.
“He raised a flag for us,” she said, and within months the children lost weight.
For children, she said, food is all about taste, and fresh and local taste better.
“A real delicious heirloom tomato is one of the sweetest things that you’ll ever eat,” she said. “And my children know the difference, and that’s how I’ve been able to get them to try different things.
“I wanted to be able to bring what I learned to a broader base of people. And what better way to do it than to plant a vegetable garden in the South Lawn of the White House.”
The country’s one million community gardens, she said, can also play an important role for urban dwellers who have no backyards.
But, sitting in her office in the East Wing, Mrs. Obama stressed that she doesn’t want people to feel guilty if they don’t have the time to have a garden: there are still many small changes they can make.
“You can begin in your own cupboard by eliminating processed food, trying to cook a meal a little more often, trying to incorporate more fruits and vegetables,” she said.February 27, 2009
From ESPN, news that convicted dog killer Michael Vick will be finishing out his sentence in the comfort of his own home:
Vick is serving a 23-month sentence at the federal penitentiary in Leavenworth, Kan., after pleading guilty to bankrolling a dogfighting operation at a home he owned in eastern Virginia’s Surry County. He also admitted to participating in the killing of several underperforming dogs.
Vick’s lawyers have said they expected him to be moved any day into a halfway house in Newport News. But because of a lack of space, Vick will be released instead to his home in nearby Hampton at some point on or after May 21, said the official, who has knowledge of the case but requested anonymity because the individual was not authorized to discuss the matter publicly.
He’s also declaring bankruptcy… or at least, he’s been trying to. And of course, his team, the Atlanta Falcons, has been trying to trade him for a couple of weeks.
The sports world is dividing into opposing camps on what his future should be. Some, like this guy, figure nothing you do to a dog really matters, and he needs a second chance:
Crime is crime and I’m definitely not absolving crime, but isn’t one human life more important than every single animal on the planet? This might be an unpopular belief to be critical in this instance (like I care), but there are some folk out there who don’t think so. What’s that about? Kinda crazy right? Let me put it this way, if I had a family dog in my household for years and I had to make a decision whether to save it or a total stranger, I guess I’ll be making a trip to the pet store. Of course I would be sad, but isn’t there a difference? Is this illogical?
I don’t think I’m going out on a limb to say that while some cats like Bernie Maddoff chill in Manhattan condos, Mike was serving time. He was contrite during that very humbling press conference, so it’s time to ease back and let the man live. He killed no one but you would think he ran through Virginia like Nat and slashed folks on outta here. The press coverage was absolutely sickening. Some view dog fighting as a horrible crime, but it never warranted the coverage it received no matter what some of you say.
Others, like Sports Illustrated editor Jim Gorant, see it differently; those people see it from the point of view of what Vick did to his dogs:
(It) began in 2001, about the same time Vick started cashing NFL paychecks and bought a 15-acre plot of land at 1915 Moonlight Road in Smithville, Va. The property sits across from a Baptist church. A bright green lawn surrounds a white brick house that has a pool and a basketball court in the backyard and is bordered by a white picket fence. When Vick bought the land, the house didn’t exist and wouldn’t be built for a few years. It wasn’t a priority. The Atlanta Falcons’ new quarterback never intended to live there.
Beyond the house, shrouded by trees, were five sheds painted black from top to bottom, including the windows and doors. Past them were scattered wire cages and wood doghouses. Farther still, where the trees got thicker, two partly buried car axles protruded from the ground. This was the home of Bad Newz Kennels, the dogfighting operation that Vick and three of his buddies started a year after Vick became the first pick of the 2001 NFL draft. When local and state authorities busted the operation in April 2007, 51 pit bulls were seized, Jasmine among them.
By most estimates Jasmine is around four years old, which means she was most likely born into Bad Newz, and her life there fit the kennel’s name. A few of the dogs, probably pets, were kept in one of the sheds. The fighters and a handful of dogs that Bad Newz housed for other people lived in the outdoor kennels. The rest — dogs that were too young to fight, were used for breeding or were kept as bait dogs for the fighters to practice on — were chained to the car axles in the woods.
The water in the bowls was speckled with algae. Females were strapped into a “rape stand” so the dogs could breed without injuring each other. Some of the sheds held syringes and other medical supplies, and training equipment such as treadmills and spring bars (from which dogs hung, teeth clamped on rubber rings, to strengthen their jaws). The biggest shed had a fighting pit, once covered by a bloodstained carpet that was found in the woods.
According to court documents, from time to time Vick and his cohorts “rolled” the dogs: put them in the pit for short battles to see which ones had the right stuff. Those that fought got affection, food, vitamins and training sessions. The ones that showed no taste for blood were killed — by gunshot, electrocution, drowning, hanging or, in at least one case, being repeatedly slammed against the ground.
It’s impossible to say what Jasmine saw while circling the axles deep in the woods, but dogs can hear a tick yawn at 50 yards. The sounds of the fights and the executions undoubtedly filtered through the trees.
Me, I’m no sports fan, but the side I’m on in is pretty clear: I don’t give a damn about Vick’s second chance. How about you?
Photo of rescued Vick dog Jonny Justice, courtesy of BAD RAP.